How to Plan the Perfect Honeymoon: Vacation Protection aka Travel Insurance
Several months ago I had a groom say that since he knew they were getting married; there was no need for vacation protection. The morning after their reception he called 
because, although they did in fact wed, he and his bride were unable to fly to Heathrow Airport in London because flights were cancelled due to the ash cloud hovering over Europe. Their cruise departed the next day for northern Europe--the Emerald Isle, the Norwegian fjords--and he wanted to know if he could get the insurance at the last minute.
Unfortunately, insurance can not be purchased within seven days of departure. This amounts to a loss for the newlyweds of almost $3500. It was their honeymoon and they had wanted an incredible memory to last a lifetime, just like their wedding.
Before your honeymoon, risks might appear small or even non-existent. Of course, there is definitely going to be a wedding! But what if your father has a stroke and everything is put on hold until he regains consciousness? What would happen if the limo carrying the bridal party was hit by a delivery truck and the bride was injured?
Travel protection includes last minute cancellations due to sickness (including close family members) severe weather or even terrorist attacks. During your trip it provides coverage for emergency and accident care, medical evacuations, travel delays and missed connections, lost or stolen baggage, and much more.
Travel insurance will cover the purchase of a bag and the clothing to fill it if you arrive at your destination but your luggage doesn't. Although you may pack over the counter drugs for an upset stomach, headache or a head cold, what if you need an antibiotic? Strolling along a beach in any part of the world may lead to a cut foot. Remember, doctors are available on board a cruise ship and most hotels have a doctor on call, but when visiting a foreign country or cruising--ships are registered in foreign countries--the medical insurance you have at home usually doesn't cover 100% of these charges.
Fortunately, the majority of my clients absolutely never use the vacation protection they purchase. However, I once had a bride who purchased insurance to cover her honeymoon cruise. Three days before the wedding her grandmother went into the hospital. The wedding proceeded. Two days before their honeymoon departure, the grandmother succumbed to her disease. The couple was able to use the insurance and postpone their trip departure for three months.
Vacation protection plans are intended to cover individuals, couples, families, and multiple member parties as they travel the world. One of these plans is perfect for those of 
you who want to cover your honeymoon investment and add some extra coverage for those special circumstances that may apply to your lives.
Emma McKnight is travel agent specializing in cruise vacations. View her website at: Cruise With Emma or contact her.